RSL New – AGC Media

UK Property Conveyancing for UK and International Investors and Buyers With Overseas or Private Funds — From Offer to Completion, With Full AML Compliance

Your solicitor keeps asking for more and more documents and you don’t even know what they want anymore. We do. RSL Law specialises exclusively in complex funding structures — overseas loans, multi-source deposits, family gifts, share proceeds — and we get transactions moving.

We understand international funding structures. RSL Law are built for your unique situations, handling every major complexity in funds and know precisely what documentation is required, what is excessive and how to build a compliance file that satisfies your lender, the Land Registry, and UK AML regulations the first time.

500+ Happy Clients

4.8/5

With 25 years combined experience in complexed funding property conveyancing

Your Solicitor Keeps Asking for More and More Documents — and Your Property Chain Is Running Out of Time

If any of the following describes your situation right now, you are in the right place.

Your solicitor sent a letter asking for three years of bank statements from an overseas company — and couldn't tell you exactly why, or what format they need to be in.
You've been waiting weeks for a clear answer on what documentation is required to verify your source of funds, and the emails keep bouncing back with more questions.
Your funding involves a private loan from your family's overseas holding company, proceeds from a share disposal, a family gift from abroad, or a combination of all three — and your current solicitor doesn't seem to have handled this before.
The seller's agent is chasing you. The chain is at risk. You're starting to fear you'll lose the property — not because your funds aren't legitimate, but because the process has stalled.
You're spending more time managing your solicitor than managing your investment. You're getting billed for delays, not solutions.
You feel like you're being treated as a compliance problem rather than a paying client — as if your wealth is being questioned simply because of where it originated.
This is not how a property transaction should feel. And it is not inevitable. It is what happens when a non-standard funding structure meets a generalist solicitor who has never built a compliance file for it before.

From 'I Don't Know What They Want Anymore' to Clarity, Confidence, and Control at Every Stage of Your Transaction

Here is exactly what changes when you instruct a solicitor who already knows how to handle your funding structure.

When you engage RSL Law, the first conversation is different.

Instead of receiving a generic document request list that doesn’t match your situation, you receive a precise, itemised compliance brief — built specifically for your funding structure. We tell you exactly what is needed, why it is needed, and in what form. No guesswork. No chasing.

Here is what the transaction looks like on our side:

→ BEFORE: Weeks of back-and-forth email chains with your solicitor, each one revealing they don’t quite understand your funding arrangement.

→ AFTER: A named solicitor who takes ownership of your file from day one, calls you with updates, and manages the compliance narrative with your lender directly.

→ BEFORE: Fear that your overseas company loan or multi-source deposit will be flagged as problematic.

→ AFTER: A structured Funds & Wealth Compliance Report — a defensible, professionally assembled account of your source of funds that satisfies UK AML requirements and gives lenders exactly what they need to proceed.

→ BEFORE: Anxiety that the chain will collapse because the process has stalled on your side.

→ AFTER: A transaction that moves forward because compliance is managed proactively — issues anticipated before they become delays.

→ BEFORE: Feeling like a suspect rather than a commercially serious investor.

→ AFTER: Being treated as exactly what you are: a credible buyer with legitimate funds, represented by a firm that knows how to prove it.

We don’t just process transactions. We partner with investors who are building something — and we make sure the legal and compliance architecture supports that, transaction after transaction.

UK Property Law Services for Buyers With Complex, International, or Multi-Source Funding Arrangements

Residential Conveyancing for UK and International Property Buyers, Including Those Using Overseas or Private Funds

Whether you are purchasing your first UK investment property or adding to an existing portfolio, RSL Law handles the full legal process — from initial instruction through to title transfer and registration.

We are specifically equipped for transactions where your funding is non-standard: a loan from an overseas company, a deposit funded by a family gift from abroad, proceeds from an asset or share sale, or a combination of sources. We have built compliance documentation frameworks for each of these scenarios — so your transaction is not the one where your solicitor learns on the job.

You receive a named solicitor, a clear estimate at the outset, and proactive updates at every stage. No chasing. No silence.

Commercial Property Conveyancing for Developers and Corporate Buyers Using Private Lending, Bridging Finance, and Mixed Funding Structures

For property developers and corporate buyers structuring transactions using bridging finance, private lenders, or a combination of funding sources, generalist conveyancers create risk — not protection.

RSL Law advises on commercial property purchases where funding complexity is the norm, not the exception. We understand how private lending documentation, bridging facility agreements, and commercial AML compliance interact — and we structure the legal side to keep your transaction commercially viable, not just legally correct.

If you are structuring a refurbishment, acquisition, or development with non-standard finance, speak to us before you instruct anyone else.

Funds and Wealth Compliance Report — A Structured AML Documentation Service for Buyers With International or Complex Sources of Funds

The Funds & Wealth Compliance Report is RSL Law’s proprietary service for buyers whose source of funds requires more than a standard bank statement.

If your deposit or purchase funds originate from an overseas company loan, a family wealth transfer, a share portfolio disposal, the sale of movable assets, or any multi-layered combination of sources — this report builds a structured, professionally assembled compliance file.

Rather than responding reactively to each new document request from a lender or counterparty solicitor, you present a complete, defensible account of your funds from the outset. The result: fewer delays, fewer surprises, and a transaction that does not stall at the AML stage.

This service can be instructed standalone or as part of a full conveyancing instruction with RSL Law.

Investors With Overseas Funds, Private Loans, and Multi-Source Deposits — Transactions Completed

The funding structures below are ones most generalist solicitors struggle to handle. They are the ones we handle every day.

Private Loan From a Non-UK Company

A buyer was purchasing a £700,000 London residential property using a loan from their family's overseas holding company as the full purchase price — no high-street mortgage involved. Their previous solicitor had been unable to satisfy lender and Land Registry requirements for the loan documentation. RSL Law structured the compliance file from scratch: the loan agreement, the source-of-funds narrative for the overseas company, and the AML evidence package. The transaction completed.

Family Gift Plus High-Street Mortgage

A UK-based buyer with family wealth originating in the Middle East was using a gifted deposit alongside a standard mortgage for the balance of a residential purchase. The gifted deposit triggered multiple document requests from the lender's compliance team. RSL Law compiled a Funds & Wealth Compliance Report that addressed the gift's origin, provided the supporting documentary trail, and communicated directly with the lender's solicitor to unblock the process. Completion occurred within the original target timeline.

Share Proceeds Funding a Commercial Purchase

A property developer was using proceeds from the disposal of a significant share portfolio to fund the acquisition of a commercial unit for refurbishment. The transaction involved cross-border fund movements and a bridging facility for part of the purchase price. RSL Law handled both the commercial conveyancing and the compliance documentation for the mixed funding structure, ensuring the bridging lender's requirements and AML obligations were satisfied simultaneously.

Multiple Sources Including Movable Asset Sale

A buyer combining the proceeds of a movable asset sale with a family gift needed a solicitor who could document two distinct, complex funding streams simultaneously. RSL Law produced a unified compliance file covering both sources, satisfying the counterparty solicitor and the lender in a single submission.

Our Clients Are Important To Us - Here's What They Say

I specifically used RSL because the funds for the house purchase originated in South Africa (at that time grey-listed by UK money laundering authorities). Although this added a cost of about £1000 relative to local conveyancer to cover the anti-money laundering checks I think they were excellent value. In general everything was handled perfectly.

This is our second time partnering with RSL LAW company on a real estate purchase, and once again everything was handled to the highest standard. Our most recent deal was particularly complex, involving mixed-use properties and a long history of reclassification for one of the buildings, yet the team managed it with great success...

I would like to express my gratitude to RSL Law for their professional support during my purchase. The team demonstrated a high level of expertise and paid great attention to every detail. I especially appreciate their attentive client service and prompt work. I highly recommend them as reliable professionals.

The service I received was exceptional from start to finish. The guys was efficient, responsive, and always went above and beyond to ensure my case was handled smoothly. Communication was clear and timely, and I truly felt that my best interests were the top priority. I wouldn’t hesitate to use their services again or recommend them to others.

RSL Law demonstrated exceptional professionalism in handling my complex case. Their communication and actions were clear and timely throughout the process. I highly recommend these solicitors. Special thanks to Sneha Mitra and Tharmini Pathmaraja for their outstanding work and support.

Switching Solicitors Mid-Transaction Will Not Slow You Down — Staying With the Wrong One Already Is

Three questions investors in your situation ask before instructing RSL Law — answered directly.

Won't changing solicitors now make things worse?

We take over mid-transaction regularly. We have a structured onboarding process for incoming files — we review what has been done, identify exactly where the block is, and produce a clear action plan within 48 hours of instruction. The weeks you have already spent waiting are not lost — but the weeks ahead do not have to look the same.

Is RSL Law more expensive than my current firm?

A reputable solicitor provides a clear estimate at the outset and updates you if it changes. We do. What we ask you to consider is this: what is the cost of a stalled transaction? A collapsed chain means lost deposit payments, failed searches, renegotiation costs, and the property itself going to another buyer. The fee difference between a generalist and a specialist is a fraction of what a single failed transaction costs. Ask us for a quote — we will be transparent from the first conversation.

Will you actually understand my specific funding structure?

We have handled: private loans from non-UK companies; family gifts with overseas origins; proceeds from share portfolio disposals; bridging finance combined with private lending; multi-source deposits involving asset sales. If your funding structure is more complex than this, tell us — we will tell you honestly whether we can help, and if not, who can. We do not take on files we cannot complete.

Your Funds Are Legitimate. Your Transaction Should Reflect That. Tell Us Your Situation and We Will Tell You Exactly What Happens Next.

Book a free 30-minute consultation with a specialist. No obligation. No generic document checklists. A real conversation about your specific funding structure and what is needed to complete.You have spent enough time waiting for a solicitor who understands your situation.

In 30 minutes, RSL Law will:

→ Listen to your funding structure in full — overseas loan, gifted deposit, share proceeds, bridging finance, or any combination
→ Tell you exactly what AML documentation will be required and in what format
→ Explain whether a Funds & Wealth Compliance Report is needed and what it involves
→ Give you a clear, transparent fee estimate — with no surprises later
→ Tell you how quickly we can move and what the realistic completion timeline looks like

If you are currently mid-transaction and your process has stalled, we can tell you within that same call whether we can step in and what a transfer of instruction involves.

Property chains don't wait for compliance departments to catch up. Book the call today.